Preferred Lending Partner
Meet Michael
Michael is one of the top producing loan officers in the country, closing over $600 million dollars in mortgage loans over the last 9+ years. His focus has been building relationships with homeowners and soon-to-be homeowners. He takes pride in creating long-lasting relationships and ensuring there is a strong comfort level and sense of respect. Michael's constant dedication to finding low cost financing options and the highest level of service to his clients is why thousands of homeowners have entrusted him with their mortgage needs.
Michael served as a commissioned officer in the US Army for over 5 years and specializes not only in VA loans for our veterans, but also Jumbo, USDA, FHA, Conventional, and Home Equity mortgage products.
Outside of the office, Michael resides in Nashville, TN. He enjoys spending time focusing on his health and fitness, exploring all of what Nashville has to offer, and spending time alongside his dogs Tucker and Trixie.
Mortgage Types & Financing Programs
We work with a curated list of preferred lenders to provide a variety of loan products designed to suit your unique lifestyle and financial goals.
Fixed-Rate Mortgages
Lock in your interest rate for the duration of your loan, typically 15 or 30 years. This popular option provides stable monthly payments and long-term financial predictability.
Adjustable-Rate Mortgages (ARM)
Benefit from lower initial interest rates compared to traditional fixed-rate loans. These are ideal for homeowners who anticipate moving or refinancing within a few years.
FHA & VA Loan Programs
We proudly support government-insured programs that offer lower down payment requirements and competitive terms for veterans, active military, and first-time homebuyers.
Jumbo Loans
For high-value properties that exceed conforming loan limits, jumbo loans provide the necessary capital with specialized underwriting for premium Palmer Grove estates.
Secure Your Pre-Approval Today
The Path to Your Front Door
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Secure Pre-Approval
Partner with our preferred lender to establish your buying power through specialized new-home mortgage programs.
Rate Protection
Lock in competitive interest rates tailored to our construction timelines, ensuring your investment remains secure.
Transparent Selection
Choose your ideal floor plan and home site with a clear understanding of costs and monthly payment schedules.
Coordinated Closing
A streamlined final step where we coordinate all documentation to hand over your keys exactly as scheduled.
Financing FAQ
What financing programs are available?
We partner with preferred lenders to offer a variety of programs including conventional, FHA, and VA loans, as well as exclusive interest rate lock options tailored for new construction.
Can I use my own mortgage lender?
While we highly recommend our preferred lender for their familiarity with our building process and timelines, you are welcome to use any qualified lender of your choice.
Are there any builder incentives for financing?
Yes, Palmer Grove often provides closing cost credits or design center incentives when you choose to finance through our preferred lending partner.
When should I start the pre-approval process?
We recommend starting the pre-approval process before your first model visit. This ensures a clear understanding of your budget and a smoother purchase experience when you find your dream home.